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Calculate inflation's long term effect on your spending power
BLS inflation tool calculates spending power
Michael Dayoub
Jul 21, 2023


Why buy bonds when CDs and money markets are paying so much?
I wrote a couple of months back about how much better CD and money market rates are now compared to previous years. (LINK) Currently you...

Wayne Jordan
Jul 18, 2023


Roth IRA for Kids?
Every parent wants to ensure their children's success and happiness. Often we get parents who want to help their children save and build...

Wayne Jordan
Jul 12, 2023


Get flood insurance
Savannah is much more likely than average to have a Hurricane Harvey rain event and is too flat with inadequate drainage to quickly drain...
Michael Dayoub
Jun 27, 2023


The GE Dilemma
Over the past decade a group of technology stocks known as FAANG (Facebook, Apple, Amazon, Netflix, and Google - now Alphabet) have...

Wayne Jordan
Jun 21, 2023
Spend down your IRA so it's not inherited?
Not so fast -- we can do some tax planning to get the IRA taxes paid at the lowest rate possible. https://clark.com/personal-finance-cred...
Michael Dayoub
Jun 15, 2023


How does a rental property get taxed?
A couple of weeks ago I wrote a blog about how a primary residence gets taxed when sold. Continuing down that path, in today's post I...

Wayne Jordan
Jun 15, 2023


Tax-free growth with an HSA
When most of us think of retirement planning we think about our 401(k)s or IRAs. We don’t typically think about a Health Savings Account...

Wayne Jordan
Jun 7, 2023


Stop logging in so much
I’ll admit it. I check my investment accounts too much. I know I'm not alone. There are a lot of people who like to stay well-informed on...

Wayne Jordan
May 17, 2023


Do I owe taxes when I sell my house?
Home prices in the US are up 32% on average over the last 3 years (according to Redfin) so there are a lot of homeowners sitting on big...

Wayne Jordan
May 11, 2023


Rainy Day (Funds) Looking Brighter
Hopefully you’ve got a rainy day/emergency fund set aside for unforeseen expenses. Throughout the past decade with super-low interest...

Wayne Jordan
May 5, 2023


Doctors offices offering credit cards for payment?
None of our clients have asked me about credit card offers from their healthcare providers. They sometimes are offered payment plans and...
Michael Dayoub
May 4, 2023


Still hanging on to those Beanie Babies?
Remember Beanie Babies? Of course you do. But do you also remember that some people viewed them as an investment? Yes, you can find...

Wayne Jordan
Apr 27, 2023


529s are becoming more than just a college savings tool
In the past 529s were thought of as only a college savings tool. That is still their primary use, but in recent years these accounts have...

Wayne Jordan
Apr 18, 2023


Taxpayer Wins! (DOJ gets IRS to erase penalty for good faith filer.)
some lessons here: Tax Pros sometimes make mistakes. Just because you get an answer you like doesn't mean it's the right answer. Gifts...
Michael Dayoub
Apr 13, 2023


Pay medical tab with cash even when you're insured?
Which should I do for the example here? A colonoscopy with a cash price of $1625 or pay $5000 (the insurance negotiated rate) ? The...
Michael Dayoub
Apr 11, 2023


Another iPhone spyware attack
In my opinion, it's never safe to assume your phone is safe. The less you do with it, the safer you are. This spyware can record...
Michael Dayoub
Apr 11, 2023


Medicaid, an unreliable safety net
There's no standard answer how to plan for assisted living or nursing care. When we see stories where Medicaid fails seniors, we...
Michael Dayoub
Apr 6, 2023


Banking Crisis? Recession? What should we do?
If you've read the news lately you can't escape the headlines about a banking crisis and a potential recession on the horizon. We're...

Wayne Jordan
Apr 3, 2023


Medicare Advantage vs. Medigap?
We advise our clients and their family members as they go through healthcare insurance decisions. Signing up for Medicare at age 65 can...
Michael Dayoub
Mar 14, 2023
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