If you want to retire next year, now is the time to build a plan. Here are the major financial and lifestyle topics to review before making the transition into retirement.

With school wrapping up and summer officially kicking off, kids often have more opportunities to earn, spend, and save their own money in real-life situations. Summer can be one of the best times to teach valuable financial lessons without it feeling like a lecture.

Taxes impact nearly every financial decision you make. Here’s how we help clients review tax returns, identify opportunities, and plan ahead with greater clarity and confidence.

Turning 65 doesn't mean it's time to claim Social Security, especially if you're still working. Here's what you need to know before making that decision.

Many people say investing at all-time highs is a bad decision and that you should wait to “buy the dip.” But the data shows your average return is actually higher when investing at all-time highs. By now, we’ve all heard the saying “buy low and sell high.” While that may be true in some situations, the data tells a different story when it comes to long-term investing. Historically, buying the S&P 500 at all-time highs has produced higher average forward returns compared to an

A year ago, market volatility and negative headlines had many investors questioning whether to sell or move to cash. Looking back, the results highlight a powerful lesson about staying disciplined, avoiding emotional decisions, and trusting a long-term investment plan.

Most investors don’t lose to the market, they lose to themselves. Learn how emotional investing, bad timing, and reactionary decisions can hurt your returns and how to build a more disciplined approach.

Private credit funds are being touted for most financial plans, but we need to understand the downside and risk as well as the possible benefits.

Self-employed or have a side hustle? Learn how retirement accounts like SEP IRAs and Solo 401(k)s can help you reduce your tax bill while building long-term savings. This quick guide breaks down your options and how to take advantage of them before key deadlines.

One of the most important jobs we have as advisors is making sure clients are properly diversified with their investments. Studies show that most investors around the world show ‘home bias’, meaning most US investors have heavier weights to US stocks, Australian investors have heavier weights to Australian stocks, etc. Since we’re here in the US the majority of our clients show US home bias. When the US market is the one of the highest performing countries, as it was for much

Markets have faced decades of uncertainty, yet long-term investors have been rewarded for staying the course. This post highlights why a long-term investing strategy still works, even when headlines suggest otherwise.

Would you be surprised to learn that even with a 17% return in 2025, the US stock market ranked 37th globally? This short video references a Dimensional chart using 2025 data to show why global diversification matters. The takeaway is simple. Strong returns in one market do not eliminate the value of diversification. Watch the video below for a brief explanation. Source: Dimensional Fund Advisors For educational purposes only. Not investment advice.

As we reflect on 2025 , it is helpful to consider what the markets reminded investors over the course of the year. While every year brings its own headlines and sources of uncertainty, the way markets behave during periods of stress tends to follow familiar patterns. Last year was no exception. Early in 2025, renewed tariff announcements and trade-related uncertainty led to a sharp increase in volatility. Market sentiment shifted quickly, and U.S. equities experienced a meani

Many grandparents want to do more than write a check for birthdays or holidays. They want to be intentional about how they support their grandchildren’s future. Understanding the best ways for grandparents giving to grandchildren can help families make informed decisions while maintaining flexibility and control. Three of the most common options are 529 college savings plans, custodial accounts, and brokerage accounts held in the grandparent’s name but earmarked for a child.

The IRS has released the official 2026 IRS contribution limits, along with updates to retirement plans, HSAs, Roth IRA eligibility, IRA deductions, and Medicare IRMAA brackets. These changes can have a meaningful impact on long-term financial planning, tax strategy, and investment decisions. Below is a clean, comprehensive breakdown of all the key numbers investors need to know for 2026. 2026 Retirement Account Contribution Limits (Updated IRS Guidelines) Account Type 2025 Li

This Thanksgiving, consider giving the people you love the lasting gift of estate planning — clarity, protection, and peace for the future. Thanksgiving is more than turkey and pie — it’s time spent with those we love most. It’s a moment when we pause, count our blessings, and reflect on what matters. This year, as you gather around the table, consider one of the most meaningful gifts you could leave your family: an estate planning strategy . Not a financial forecast or inves

Happy Veterans Day to all my fellow veterans out there! Whether you’re a recent veteran or have been out of the military for decades — thank you for your service. Even if you’re not a veteran, this is still worth a read since odds are you know someone who is. For my first blog, I wanted to highlight VA benefits — both well-known and lesser-known — that can have a big impact on your financial and personal well-being. 2026 Cost-of-Living Adjustment (COLA) The 2026 Cost-of-Liv