Cash Flow Planning

There are two main phases of cash flow life that we encounter with clients: building wealth and financial freedom, and then enjoying that freedom.
 

For those clients building their wealth we help them do this by ensuring they are hitting an adequate savings rate that allows them to reach their goals - whether that be retirement, buying a house, paying for education, travel, etc. We help them determine the right accounts to use: Traditional IRAs, Roth IRAs, work 401(k)s, brokerage accounts, and other accounts.

For those enjoying their wealth we help develop a safe spending strategy through their various income sources - investment assets, pension, Social Security, businesses, etc. so they don't worry about running out of money during their retirement.