Rustic Beach Path
Why we use Schwab
and Dimensional Funds
Why Use a Fee-Only Financial Planner

ABOUT Alpha

Investment Advisor

Comprehensive Financial Planning
Wealth Management 


We help families and business owners make smart decisions about their money to achieve the independence and peace of mind they've earned.

We are Fee Only: No commissions or hidden compensation. Ask us the difference between Fee Only and “fee based”.

We are Fiduciary: Placing the client first. Ask us what Fiduciary means, as opposed to the lower standard for sales people: “suitable” advice. We are fiduciary in everything we do, not some of our advice.

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Meeting With Alpha

Your safety is paramount.

We're vaccinated but careful for our clients and their families. We can meet in person or continue meeting on zoom as we do with our clients all over the US.

Our first two meetings — at no charge — help you assess your current investment plan and determine whether you need our advice, a different advisor, or are fine on your own.

Discovery Meeting:
We learn about you. You bring documents for us to analyze. We discuss your goals, your money history, your values. Understanding you in order to make the best recommendations for you.

Investment Proposal Meeting:
You learn more about Alpha. We propose an investment portfolio either you or we can implement, and — if needed — an advisory agreement. You take home our proposal and schedule a third meeting if you decide to move forward as a client.

 
Retirement Planning &
Financial Planning
Retirement Income Projection
Retirement Income Projection

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Goals and PrioritiesJPG
Goals and PrioritiesJPG

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Sequence Of Retuns
Sequence Of Retuns

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Retirement Income Projection
Retirement Income Projection

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  • College Planning

  • Estate Planning

  • 2nd Career Planning

  • Relocation considerations

  • Charitable Giving

  • Long Term Care Insurance vs. self-insured

  • Healthcare

  • Social Security Decisions

  • Pension selection of options

  • Benefits

  • Which assets to spend?

  • Retirement Income

Investment Advice &
Portfolio PLanning
Portfolio Performance Since Inception
Portfolio Performance Since Inception

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Portfolio Design, Asset Classes
Portfolio Design, Asset Classes

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Lemonade
Lemonade

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Portfolio Performance Since Inception
Portfolio Performance Since Inception

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  • Goal setting

  • College Planning

  • Debt vs. Investments

  • Cash Flow

  • Risk Tolerance

  • Timeline adjustments

  • Tax Planning

  • Sale of Business tax planning

  • Stock grants, warrants, options

  • Asset class diversification

  • Rebalancing

  • Stock loss and gain harvesting

Younger Clients

Everyone can benefit from building a road map to success, but young people are often left out of the process for several reasons:

  • Time – they are busy  building careers and starting families

  • Expense – one more item in an already tight budget

  • Knowledge – not knowing where to start or who might help


Realizing that the sooner, the better, we have developed an approach that is affordable. Our hope is that more young people can get off to a good start so that they can achieve all that is important to them.


Are you ready to start?

Family Portrait

Wealth Management

We help successful families and entrepreneurs make smart decisions about their money to achieve the independence and peace of mind they've earned.

To achieve your biggest goals, you need a process that coordinates all the moving parts of your financial life. This type of coordinated approach has become essential. We all face  financial challenges now -- from building and enhancing our wealth to protecting and passing it on to heirs to using it to support the people and institutions that we value most.

Would you be interested in exploring whether or not we would be the right firm for you?

Receiving a Second Opinion

Second opinions are sometimes necessary in medicine because a misdiagnosis with our health can have significant consequences. The same is true of our financial well-being. A second opinion can help you determine if your portfolio is properly designed to achieve your goals, and it affords you the opportunity to make necessary changes before it is too late.
 

A financial second opinion also allows you to ask questions you may have but simply didn't know who to ask.

Receive a thorough, no cost analysis of your portfolio from our team of professionals.