Wealth Management with Alpha
The graphic below describes the process we use with clients who have at least $500,000 of investable assets. Our first meeting is a complimentary Discovery Meeting where your total client profile is developed based on a series of open-ended questions and an analysis of information you bring to the meeting such as investment statements, tax returns, cash flow reports.
You will receive your Investment Plan at the second meeting that includes an analysis of your current portfolio and our recommendations for investing your funds giving consideration to short and long term goals, income tax impact, cash flow needs and cost of implementing recommendations. We will also provide you with a firm understanding of how much you need to save if you are pre-retirement and how much you can spend each year if you are already financially independent.
If you decide we are the right choice for you to act as your Chief Financial Officer, then the Mutual Commitment Meeting will be the time for you to sign on the dotted line and begin the second component of Wealth Management with Alpha, the Advanced Plan.
Advanced planning addresses the range of your important financial needs beyond investments:
- Wealth Enhancement -- minimizing the tax impact on your financial picture while ensuring the cash flow you need.
- Wealth Transfer -- finding and facilitating the most tax-efficient way to pass assets to those you care about in ways that meet your wishes.
- Wealth Protection -- guarding your wealth against catastrophic loss, potential creditors, litigants and identity thieves.
- Charitable Giving -- fulfilling your charitable goals in the most impactful way possible.
In all of these areas, we will work closely with your other advisors to develop and implement any changes that are needed to make sure you are taking actions and making decisions that are in harmony with your goals and values. If you need to engage another advisor, such as an estate planning attorney or accountant, we will assist you in selecting the appropriate individual to work with you.
Regular Progress Meetings are scheduled according to your needs. Many clients meet with us quarterly, just to make sure they are staying on course to achieve the life they want for themselves and their family. Almost everyone schedules meetings at least twice a year.
Access to reports and updates are available to you on a daily basis through our ClientView Live site -- a secure portal to your information.
Click on the graphic above to view the larger version of the Alpha Process.